tag:blogger.com,1999:blog-34503628.post3956975134346661702..comments2024-03-26T20:28:00.690+08:00Comments on Journey to Become Financially Independent: Welcome to 2012, What Are Your Resolutions?ChampDoghttp://www.blogger.com/profile/15551303930099640011noreply@blogger.comBlogger16125tag:blogger.com,1999:blog-34503628.post-53428306006875768342012-01-28T21:49:41.455+08:002012-01-28T21:49:41.455+08:00The feeling of debt free is very nice. :) Wish you...The feeling of debt free is very nice. :) Wish you all the best then! Hopefully by end of this year, you will be debt free!ChampDoghttps://www.blogger.com/profile/15551303930099640011noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-36103140304454094832012-01-27T01:56:41.476+08:002012-01-27T01:56:41.476+08:00I need to pay down credit card debt - its become w...I need to pay down credit card debt - its become way too high. About US$5,000. I never let that happen to me before and want to end the year debt free!farmland investmentshttp://www.greenworldbvi.com/alternative-investments-options/agricultural-farmland/noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-73368110165338096332012-01-14T12:49:49.515+08:002012-01-14T12:49:49.515+08:00@LCF, I mean when you open a business there, you b...@LCF, I mean when you open a business there, you basically create more job opportunities. :) Sorry for the confusion.<br /><br />@fibonach, cool! Unfortunately, this year I may have less travel. Have been travel like > 5 times per year in the past. Let me know your travel blog when you have it! :)<br /><br />@Jacob, I used to have few government bonds but now no longer have it. It usually a safe return for government bond. Yes, me too, exercise! So far, I have been continuously exercise at least 5 times per week.ChampDoghttps://www.blogger.com/profile/15551303930099640011noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-37548475438138911772012-01-12T01:20:15.655+08:002012-01-12T01:20:15.655+08:00Hi, my goals are to learn more about government bo...Hi, my goals are to learn more about government bonds, although I should probably add some exercise in their too :)Jacobhttps://www.blogger.com/profile/17014797597478238570noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-50460891032697785682012-01-11T20:52:13.509+08:002012-01-11T20:52:13.509+08:00Wow, here very nice comments )
I will travel this...Wow, here very nice comments ) <br />I will travel this year very much. And for me this will start my travel blog also as you mentioned above.fibonachihttp://www.fibogroup.comnoreply@blogger.comtag:blogger.com,1999:blog-34503628.post-55573114971852021652012-01-08T23:48:20.700+08:002012-01-08T23:48:20.700+08:00Hey folks, I think engineers and managers are all ...Hey folks, I think engineers and managers are all white collar. Blue collar would be those without a degree and doing manual labour; not saying that blue collar job is low-class or what because skilled jobs like mechanic makes a lot of money too. I don't quite get the part where blue collar job creates more job opportunities when you migrate :(. Some elaboration maybe ChampDog?LCFhttp://www.howtofinancemoney.com/noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-48134231349598312192012-01-07T23:10:56.151+08:002012-01-07T23:10:56.151+08:00@L, I think we can just sell those and convert to ...@L, I think we can just sell those and convert to cash. From cash, then you can bring it over. :)ChampDoghttps://www.blogger.com/profile/15551303930099640011noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-1513925005310391582012-01-06T22:32:28.501+08:002012-01-06T22:32:28.501+08:00Yes, agree that time flies especially in working w...Yes, agree that time flies especially in working world. I tried to come and leave office on time but it seems like getting more backlog everyday. I hope this is something sustainable of course without sacrificing my performance.<br /><br />You mean white or blue collar? I think I'm white collar. Blue collar is easier especially if you have money and want to start a business. Because you help to create the job opportunity there.<br /><br />Yupe, it is getting harder as compared to few years back but relatively it is still easier if you compare to Europe or US/Canada. <br /><br />Yes, I have been thinking of US/Canada too because my spouse will have a better chance to get a job there than I'm. For me is a little bit harder especially now I"m in management. A little bit competitive for me. <br /><br />Anyway, not easy one for migration. I'm not really a risk taker person. I do things with all calculated risks. That's why not so easy! lol! :)ChampDoghttps://www.blogger.com/profile/15551303930099640011noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-64426014215613249942012-01-05T23:38:50.299+08:002012-01-05T23:38:50.299+08:00if migrate out of msia how is the process to trans...if migrate out of msia how is the process to transfer equity(shares/unit trust) while migrating? wont have problems?Lnoreply@blogger.comtag:blogger.com,1999:blog-34503628.post-36421820649553071822012-01-04T18:53:42.133+08:002012-01-04T18:53:42.133+08:00I don't review resolution too last time. Only,...I don't review resolution too last time. Only, i realized that i need to capture down what I did the previous year. Because in the working world, time flies so damn fast!!<br /><br />Yup. At first i thought also fatty liver has to do with alcohol, but it is also related to cholestrol building up.(after I ask a non-drinker friend)<br /><br />I thought migrating for a experienced blue collar job, plus with $$$ should be easier. Although i know that Australia is tightening the requirement nowadays. How about migrating to the US or Canada?Krishttps://www.blogger.com/profile/01618400061723721064noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-66109462021550245972012-01-02T20:34:00.044+08:002012-01-02T20:34:00.044+08:00Being simple is good. :) My life is as simple as y...Being simple is good. :) My life is as simple as yours too. I think for simple life, we should learn how to let go and live at the present. That's the key to enjoy your life. <br /><br />But however being simple until do not know what's happening at the environment is not good in my opinion. As you said, even though you don't invest in stock, you still stay close to the market trend. Anyway, some may use simple life as being ignorance and I think that is the right way.<br /><br /><br />Sure, we can exchange any views not only related to investment. That's the purpose of blogging! :) Appreciate your comment by the way. Thanks and wish you all the best in 2012!ChampDoghttps://www.blogger.com/profile/15551303930099640011noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-14713933328774430372012-01-02T17:52:38.580+08:002012-01-02T17:52:38.580+08:00I never thought of migrating and I am enjoy to sta...I never thought of migrating and I am enjoy to stay in Malaysia.<br />I am just simple person and live in a simple life...<br />Life will be more happy that way...<br /><br />There is nothing perfect in this world.<br />We will be very tired/stressful if we always try to change/improve the situation....<br /><br />I am just grateful and happy for what I had achieved.<br /><br />My simple life :-<br />I enjoy my work (it kinda stressful as I am in the management level), spending some good times with my good friends (drinking 1x/week),relaxing, exercise and catch up with my family & relatives during the weekend.<br /><br />I don't invest in the stock but constantly follow up the market trend. I increase my knowledge and prepare for the "Right timing"<br /><br />I have a couple of properties in KL but all still under bank loan.<br /><br />Just a simple person...<br /><br />P/S : Lets exchange views if you have any good investment ideas.Simple Personhttps://www.blogger.com/profile/06150158479566092556noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-68913242854461211812012-01-02T15:22:00.332+08:002012-01-02T15:22:00.332+08:00Thanks! Interesting question in fact. I think the ...Thanks! Interesting question in fact. I think the main pulling factor is mostly for future child and own retirement. I'm just exploring the alternative for better living in future.<br /><br />There are a lot of things to consider. It appears to be good to migrate over there but interview few people and relatives, it turns out not as easy as we thought. <br /><br />So need to think carefully for this move if really want to go for it! Malaysia is a good country too but it could be better if our political is strong. :)<br /><br />What about you? Ever thinking of migration?ChampDoghttps://www.blogger.com/profile/15551303930099640011noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-72318038033340496202012-01-02T13:18:08.380+08:002012-01-02T13:18:08.380+08:00Congrat on your achievements.
Why migrate to Austr...Congrat on your achievements.<br />Why migrate to Australia?Simple Personhttps://www.blogger.com/profile/06150158479566092556noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-69451342639183323002012-01-02T11:33:47.059+08:002012-01-02T11:33:47.059+08:0015% for stock return is reasonable. :) and good to...15% for stock return is reasonable. :) and good to hear that you at least not losing in 2011. lol! <br /><br />What kind of Web application? To be competitive in writing iOS application, we need to look at the niche. The one that I can think of is education but it seems like a lot people have already started that already. Need to think differently somehow. The hardest part is I don't even know how to write a simple application. So, still far to go. :)<br /><br />For fatty liver that caused by alcohol drinking, it can fixed easily as long as we stop drinking. Unfortunately for my case, it is not caused by the alcohol. It caused by my cholesterol that eventually build up the fat around the liver. Exercise is the key to reverse the fatty liver. :( Too bad huh...<br /><br />Happy new year to you too! :)ChampDoghttps://www.blogger.com/profile/15551303930099640011noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-15745047763141272012-01-02T10:41:22.584+08:002012-01-02T10:41:22.584+08:00my 2011 goal for stock was to hv 15% return....but...my 2011 goal for stock was to hv 15% return....but ended up with 2.5% return. hahahaha. ok la, at least not rugi :P<br /><br />2012, same, 15% return. stock purchasing plan has not been doing well...so just gonna park there as emergency fund. <br /><br />ios developer i gave up in 2011 coz too competitive. gonna focus on web application instead :D<br /><br />thought of buying a property but the price is not affordable for me at all :( <br /><br />i've wiped off my uric acid in 2011 already. but cholesterol remained the same. gonna go for another round of check soon. :D <br /><br />oh ya and for fatty liver, there's a simple cure....stop drinking alcohol :P<br /><br />happy new year :DAlvin Limhttp://novice.alvinlim.infonoreply@blogger.com