tag:blogger.com,1999:blog-34503628.post4992000196541894242..comments2024-03-26T20:28:00.690+08:00Comments on Journey to Become Financially Independent: What is Your Investment Return?ChampDoghttp://www.blogger.com/profile/15551303930099640011noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-34503628.post-57496010565463170462010-10-04T19:48:07.918+08:002010-10-04T19:48:07.918+08:00@Kampunginvestor
Yes, it is still better than FD....@Kampunginvestor <br />Yes, it is still better than FD. It is my company stock based in US actually. I rarely invest in Malaysia stock. :D<br /><br />I'm glad the stock that I bought has been performing very good recently. The only bad thing is the USD dropped quite badly recently. Well, that is the risk when we invest in oversea.<br /><br />@ChongKongHui<br />For stock, I usually just look at the capital gain for ROI and not really looking at the dividend as it is too small to be accounted for. This is still good as long as I don't over estimate my ROI. <br /><br />I also included all the transaction fees. One thing that I didn't do is the "currency conversion" and that should be counted for better accuracy. I usually don't track that. :)ChampDoghttps://www.blogger.com/profile/15551303930099640011noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-244517465375052122010-10-04T12:12:34.778+08:002010-10-04T12:12:34.778+08:00ROI should include dividend and capital changes i....ROI should include dividend and capital changes i.e. bonus share/share split/right issue.<br /><br />EUPE - now around RM0.52 have NTA at least >RM2.0 (real value, not book value). <br /><br />Therefore EUPE share price may move to RM1.10 easily. If within 10 years it move to RM1.10, the return still 2x better than FD, right? (even no dividend)<br /><br />There are many good counters give more than 50% return over last 12 months or 24 months. Just look for good company...Anonymoushttps://www.blogger.com/profile/08296562141090614081noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-19485111626267299992010-10-04T11:45:07.155+08:002010-10-04T11:45:07.155+08:00@Champdog : A few years of return is much better c...@Champdog : A few years of return is much better compared to FD in like 20 years? ^^<br /><br />Kudos in your handsome ROI. Which stock did you sold that made you so much $$?kampunginvestorhttp://www.kampunginvestor.comnoreply@blogger.comtag:blogger.com,1999:blog-34503628.post-11228665363077982482010-09-29T19:28:10.512+08:002010-09-29T19:28:10.512+08:00Using FD as benchmark of measurement is an good id...Using FD as benchmark of measurement is an good idea. Thanks for your comment. I just sold my stock recently and earning of 86%. But that is for few years of return. :)ChampDoghttps://www.blogger.com/profile/15551303930099640011noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-42233522125087834872010-09-29T11:19:19.779+08:002010-09-29T11:19:19.779+08:001) ROI shall be the common measurement; Your examp...1) ROI shall be the common measurement; Your example is good to illustrate this.<br /><br />2) For higher amount of fund, it is challenging to maintain the same ROI when it is small. EPF is good example.<br /><br />3) For risky investment, ROI must be > 3X the FD rate, else why bother to take risk. For very good and stable company, may be 2X will be good enough.Anonymoushttps://www.blogger.com/profile/08296562141090614081noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-60131035295024146162010-09-06T16:36:05.153+08:002010-09-06T16:36:05.153+08:00@Kris
I think people won't care also if the %...@Kris <br />I think people won't care also if the % is big but the amount is too small. It is very common when we talk we seldom express in the % form.<br /><br />@Alvin<br />Yes, you should be getting way more than 2.3% in the next Jan. :) Wish you luck!<br /><br />@Kampunginvestor<br />I agree with you. People often forget about the %. Funny thing is is we usually say how much we earn (in term of the value) for normal chit-chatting.ChampDoghttps://www.blogger.com/profile/15551303930099640011noreply@blogger.comtag:blogger.com,1999:blog-34503628.post-92105218198201629342010-09-06T11:57:54.603+08:002010-09-06T11:57:54.603+08:00If people can think about their ROI (Return of Inv...If people can think about their ROI (Return of Investment) in percentage, then less people will loose money in the share market. Not only share market but any investment is also the same.<br /><br />Always use % on your ROI and you will never go wrong. <br /><br />Just take FD as a yardstick. If banks gives you 3% a year and you can make RM 3 from a RM 10 product which is 30%, you are 10 times ahead of FD already. ^^ Simple..!kampunginvestorhttp://www.kampunginvestor.comnoreply@blogger.comtag:blogger.com,1999:blog-34503628.post-18793391186177998002010-09-06T08:51:13.090+08:002010-09-06T08:51:13.090+08:00the way i kira very easy lo. amount X i start in j...the way i kira very easy lo. amount X i start in january 2010 (of jan of each year), then the current amount Y. (y-x)/x. that's it. :D<br /><br />so far....only 2.3% =_= quite pathetic. <br /><br />but tats excluding FD n unit trust la.Alvinhttp://blog.alvinlim.infonoreply@blogger.comtag:blogger.com,1999:blog-34503628.post-36890883023485435702010-09-05T22:36:02.201+08:002010-09-05T22:36:02.201+08:00Yeah..percentage would be a the correct measuremen...Yeah..percentage would be a the correct measurement on ROI. But as we are humans, we tend to like to see big numbers instead :PKrishttps://www.blogger.com/profile/01618400061723721064noreply@blogger.com