Thursday, November 29, 2007

Making Sperm from Women

Do you know women can make sperm? I just aware of this. In case you're like me, I think this is something worth to be shared. In fact, women can't make sperm at least still hold true at this moment. However surprisingly according to this research (link removed due to no longer available), women may not need to have sex with guys to have baby. They may able to generate the sperm within their own body. In other words women may able to give births by themselves with men.

In my opinion this kind of research, it seems possible but I bet it could take years to be reality. Perhaps when that day comes, I may no longer in this world. What is your bet? Think of it again, this is great discovery but what is the point? Does it makes the world a better life? If this really becomes true one day, probably we will help the world to have more lesbians. Will making more lesbian makes our world a better life? Maybe to those are lesbians would agree with that. What about the negative impacts? I can't really imagine...

Why don't all those brilliant scientists spend all their resources on making the cures for those diseases such as cancer, AIDs and etc? Don't you think this will make the worlds more meaningful and a better life? What for we work so hard to generate sperm from Women since we can get it from men?

Sunday, November 25, 2007

Law of Attraction is Useless without Action

After some thought of detail analysis this universal law, I conclude the following equation to get whatever we want in life. Perhaps I should call it universal equation to be successful.


In my opinion, the Law of Attraction (LOA) is only applicable to non-tangible goal (e.g. your emotion). For tangible goal (e.g. money, property), LOA is completely a *CRAP*. For those of you who are trying to apply LOA on tangible goal, you’ll be most likely trapped in your dream world and never able to achieve your goal. Applying LOA on non-tangible goal will only make you a loser and not a winner.

Let’s take a simple example as “I want to earn 1 million in a year”. Can you simply just apply the LOA by asking the universe? According to LOA, yes you can as long you ask the universal and you receive it. But, this is without any action? Try it and if it is possible, it probably takes forever or you probably end up in the mental institution. For tangible goals, LOA is completely useless without ACTION.

If you want to feel happy and enjoyable in your life, yes you can probably apply the LOA only without any action but not to the goal such as “to earn 1 million”. The intention of LOA is to make you a better person. However we need to be realistic too. Whatever you want to achieve in your life especially those tangible goals, you need to put in effort and action before you ask the universe. Simply just asking the universal without action is not enough.

Shoot me, if you disagree with me. It is just my thought only.

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Waive Your Credit Cards Fees

Recently talked to a relative and surprisingly, she doesn’t aware of the credit cards fees can be waived. In case if you’re not aware too, I think this is something good to share. But, I don’t know other countries but it works in Malaysia.

The bank usually gives you to waive your annual fees for the first years or second years or even more after your application. After that, you will have to continue to pay the annual fees as usual. For my case, I entitled to waive the fee for my first 5 years.

So after the 5 years expiration, I called the bank to waive my credit card annual fees. They usually ask you to spend certain amount of money in the following months. If you’re able to do it, the annual fees will be waived automatically. If they insist to charge me the fees, I will of course insist to cancel the cards and go for other banks. This will usually work to waive the fees. This is for HSBC credit cards but I believe it should apply to all.

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Monday, November 19, 2007

The Law of Attraction (The Secret Movie)

I’m not sure if you have heard about the secret movie. I watched it and here I’m here to share with you or to summarize the movie for you. Hope you will find it useful.

The secret movie reveals the secret that gives you everything you want in life including health, wealth, relationship, happiness and etc. as long as you know how to apply the secret. The secret is “The Law of Attraction” and it is the universal law.

The Law of Attraction simply says that whatever happens to you in your life are attracted by you in your mind or your thought. As long as you’re activating your thought toward the things that you want or you don’t want, the universal will rearrange itself to respond to your thought.

So to get what you want in life, you just need to “ask” the universal. The universal will rearrange itself to answer what’re asking for. The last step is to “receive”. You must receive the answer from universal. If you have positive emotions (i.e. happy, joy, love), you’re in alignment with your thought. You’re receiving the answer from the universal. However, if you have negative emotions (i.e. anger, frustration, jealousy), you’re not in align with your though or what you’re asking for. This means you do not accept or receive the answers from universal. This is called the creative process which consists of 3 steps. We have the ability or power to create whatever we want in life as long as we able to complete the creative process!

The Creative Process
Step 1 - Ask
Step 2 - Answer
Step 3 - Receive

Applying it in your life starting today, you will experience the life transforming. There are a lot of debates on the law of attraction. Think of it carefully, the law simply says the universal will rearrange itself to answer what you’re asking for as long as you’re receiving it (positive emotions). That means “You don’t need to do anything to get 1 million” if 1 million is you’re asking for. You sit there and do nothing and applying “The Law of Attraction” and you will get 1 million in your hand? Is this something possible? Or The Law of Attraction is another crap? Isn’t it same with praying? Or is it something that fools yourself with your own mind? Or is this something similar to perceptive reality? Think of it…

Sunday, November 04, 2007

Reasons To Sell Unit Trust

At some point in time, we may become disenchanted with our fund. It could be due to poor performance or low returns. It may also be due to the change nature of our needs.

The following are 3 reasons why we should sell our fund:

(1) Our unit trust is under preforming in the market
There can be many reasons for this, but this trend tends to show that the fund is not as well manged as it should be. Do not fall in love with a unit trust. Since there are so many unit trusts, we can choose one that satisfies our investment objectives and return requirements and preforms in line with the market. We would better switch to a better managed fund.

(2) The fund manager is leaving the fund
If the fund is performing poorly, the fund manager leaving is a good sign. However, if the fund is performing well, the fund manager may not be replaceable. There are other funds with just as capable managers out there. We just need to do our homework and research.

(3) We follow market cycle
Our unit trust does well in a bull market (A financial market of a certain group of securities in which prices are rising or are expected to rise) but poorly in a bear market (A market condition in which the prices of securities are falling or are expected to fall). Lets say the current market is a bear market as what we think or predict. We will want to find a fund that performs well in down markets and switch to them. This strategy can be risky if we do not predict the market cycles accurately.

What else? That's all I can think of. Usually I will only sell or switch funds due to the first reason (under preforming unit trust). Reason 2 and 3 are unlikely to happen.

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