Cut down on phone calls

Another idea to save money is to reduce your phone calls. A lot of people do not realize that they are overspending in their phone bills. Especially with the technology today, cell phone (called hand phone in Malaysia – no idea why) is so convenient for us to talk. Think about it, you pay money just to talk and nothing tangible exists. Use short messages if can but remember don’t use it for urgent matter as the short messages will be delayed up to 24 hours.

Yeah, some people may argue that it can be used to maintain the bond between wives, husbands, parents and friends for far distant. But do you want to go for 2 hours? 10 minutes is plenty to show your love. Love is not just idle chit-chat. If you really want to chat until 2 hours, why don’t try phone over IP? Use the “Skype” software and the international calls are charges with local call. Good idea, isn’t it? As a general guideline, your monthly phone bill should less than $50.