Disability Insurance

Disability insurance covers the unexpected event of something happening to you that prevents you from working again. This insurance may be provided by an employer-based policy, government sponsored policies (such as workman’s compensation for injuries on the job), and other policies. You can also purchase a disability insurance policy at your own.

The definition of disability is wide-ranging, but generally it means the inability to perform any work, including your customary job. You should talk with an insurance professional to determine the coverage and your rights and benefits.