Thanks to Insurance Agents in Malaysia

When talk about life insurance, it is a very damn sad thing. Reason is because many people do not know the purpose is. Even if they do, they understand insurance as an investment tool. Thanks to all insurance agents in Malaysia to educate all of us to use insurance as an investment tool. This is usually what they say, you pay X amount of money and you get back more than X amount of money after some year + protection throughout the years. Wow, who doesn’t want? Some even say is a guarantee investment. Please ask them to get lost. They are not trying to help you.

I met many insurance agents. They come to you just to serve one single purpose which is to sell the most expensive insurance to you and get the most commission out of it. Why I know this is true? Reason is I never seen a single insurance agents who sell term insurance to me. Term insurance is the most basic kind of protection and also the cheapest. Since it is the cheapest, why I want to promote it since I get less commission out of it? Therefore, 99% of the insurance agents will never ever mention term insurance to you at all. Indeed, term insurance is the only solution and able to give you the full protection with the minimum payment and this exactly what most of the youngster need. Try to ask around, who buy term insurance? Not even single one. Maybe if you find one, then that person is me.

My heart is even broken, when I try to ask them for term insurance and they tell me it is not worth to buy because they do not get any return out of it unlike in whole life. What the heck is going on in this industry? What kind of answer is that? I simply cannot continue writing anymore. I’m hurt now. If I’m feeling better next time, I probably share with you on why term insurance is a better choice especially if you do not have enough money to get the full protection. Remember to ask those insurance agents to get lost who try to promote you insurance as an investment tool. One funny thing, they some more claim insurance investment return is even higher than mutual funds and also fixed deposit in bank. Some said the investment return is guaranteed. Oh, my god. That is what happening in Malaysia

The Richest Man in Babylon

This is one of the books by George S. Closon you must read for every successful person. The principles in Richest Man in Babylon are timeless. A very good personal financial book and have very good customer review. I think it gets perfect score – 5 stars out of 333 customer reviews. This is awesome unbelievable.

One of the best ways to save money in my previous is to Pay Yourself First was the idea from this book and it works best for me until today! Thanks George!