Friday, September 28, 2012

Secret to Get Rich Quick and Fast

When you see the title of this blog post, the first thing that comes to your mind is direct selling or multilevel marketing (MLM) because this is what they usually promote or maybe the one who join them usually have the intention of "Get Rich Quick and Fast"? But this is not what I want to share with you.

What I"m going to share with you is the "real secret" to get rich quick and fast and you do not need to join anything. If you can do it, no matter what industry that you are in or your profession is, you will be RICH very quickly! So the secret is...

To Find Out What People Are Going to Want Before They Even Know They Want It

This reminds of in one of the Steve Jobs Interviews and he basically said that he doesn't follow the transitional way of how marketing team does which market survey is done prior to product roll out. So, he didn't do any market survey when they roll out the first iPhone because the market simply doesn't know what they really want. Thus, he needs to tell what the market wants instead. Apple is a good example and now Samsung is catching up. :)

You may think this is for business but in fact it really applies to anywhere.  For example, if you're employee, how can you get promoted fast? Of course, I assume promotion here is directly correlated with money. Same thing, you no longer can just do what your boss tells you to do. What you really need to do is to figure out things that he doesn't know that he even wants it badly. Then, you will get promoted very soon.

3 Steps to Get Rich Quick
  1. Figure out what people want in future even they do NOT realize about it now.
  2. Produce and get it for them.
  3. Influence them that they want it NOW.

I know this is simple and generic but let's think of it. These 3 steps are really what those people do to get them rich very quickly, don't you think so? So let's start from today, no matter what is your occupation, think of how to apply the 3 steps above into your day-to-day jobs.

Wish you can get rich quick and fast! 

Friday, September 21, 2012

Money Face But Partially Real Face

While cleaning up my hard drive and found these funny pictures, think this maybe good to share.When we free, we tend to be more creative! :) Agree?


From these photos, it looks like from Malaysia's company? Maybe a money charger company? That's why they have all the different currencies.

P/S: Source: Internet. By the way, just Google it around they are a lot of people doing a similar thing. Guess it is not something new.

Friday, September 14, 2012

Salary, Job, Interview and Employee Reviews by GlassDoor

I just found out this cool website (i.e. glassdoor.com) recommended by my colleague when he wanted to show me how bad our employees review our companies.

All these information in the website are entered by the employees, so I think the information there is pretty accurate. You will need to login with your facebook account to continue to view more detailed information.

What I usually do is search for the company and dig out more information from there such as salaries, jobs, interviews tips and their employees review on the company.


What you can get from GlassDoor?

  • Salary Reviews - You can see the salary range by job title. Once you know it, then you will know whether you're under paid or over paid. It depends on the company, some are divided by job grade which I think it provides more meaningful data than the job title.  One lacking is this Salary data outside of US is very limited.
  • Employee Reviews - This is the most interesting stuff because you see funny comments here. But I think what we can get out from this look at the overall company rating distributions and also other ratings on work life balance, compensations and etc. You can then compare the ratings with other companies. 

  • Interview Reviews - This is useful especially you're looking for a job. You can see the example of interview questions that shared by those interviewees who attended the interview at that company. It is always good to have a high-level sense of what is expected during the interview. It even goes to down to the detail of which position they're applying to. 
  • Jobs Availability - You can look at all the open positions in a company. It links to the company recruitment website and you can start your application there.
  • Top Companies Statistic - In terms of "Best Place to Work", "Work Life Balance", "Career Opportunities" and so on.

This website also wins the "Webby Award" for "Best Employment Website in 2012". Hope you will find it useful for researching a company. Good luck! Wish you work at one of the best companies out there! :)

Friday, September 07, 2012

Top EPF Performance Funds from Public Mutual

Just got this information from my public mutual fund agent, and I think is a good thing to share here.

This is 3-years trend for Public Mutual Funds that allowed for EPF withdrawal for investment. Click on it if you can't see it clearly.



Top EPF Performance Funds from Public Mutual
  • Public Focus Select Fund (PFSF) ~65%
  • Public Regular Savings Fund (PRSF) ~60%
  • Public Islamic Select Enterprises Fund (PISEF) ~55%
  • Public Dividend Select Fund (PDSF) ~40%
  • Public Islamic Dividend Fund (PIDF) ~40%
  • Public Islamic Equity Fund (PIEF) ~30%
  • Public Growth Fund (PGF) ~20%
  • Public Equity Fund (PEF) ~20%

Whenever we look at these numbers (e.g. 65%), don't be fooled by it because of the powerful compound interest. Yes 65% return is really not that bad but we need to translate it to annual return which is around 18%. For 3 years of 40% return, it is around 12% return in annual. For 30% is 9%. For 20% is just  6%.  So PGF, PEF and PIEF  are not really performing in my opinion.


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